• Home

    Welcome to Cal Mutual

    Browse around our site and you will find everything you need, including helpful information, calculators and more.
    Also, don't forget to use the form within the banner to see how much lower our rates are than the big banks.
  • Apply Now

      Full Application

      We suggest filling out this application only if your loan consultant has instructed you to do so. This application requires you to setup a user name and password for yourself.

      Download Application

      You can download the application material now and mail or fax it to us. This is a full application that can be printed as opposed to the online application that can be filled out on a browser.
  • Purchase
      Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process.

  • Refinance
      Why pay more than you have to? Don't miss out on super low rates.
      Changing the terms of your loan can benefit you and maximize your monthly income

  • Reverse Mortgage
  • Tools & Info
    Use the form within the banner on the home page to see how much lower our rates are than the big banks. Then fill out our application to see if you qualify and obtain a pre-approval letter. If you have any questions, just click Contact Us or call us at 888-700-4650.
  • Home Search
  • About Us

    Company Overview

    Cal Mutual helps people get better rates than the big banks and offers better customer service during the process.

    Contact Us


    Branch Offices


Our professionals will collaborate to build and implement a customized solution that will focus on results
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Purchase a Home
Are you looking to purchase a home? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our application to see if you qualify and obtain a pre-approval letter.
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Rate Watch
If the rate you desire isn't available, RateWatch can notify you when it is. Just click the link and fill in the rate you are looking for. If the rates ever becomes available, you will be notified.
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Refinance
Are you looking to refinance? Use the form within the banner above to see how much lower our rates are than the big banks. Then fill out our application to see if you qualify and obtain a pre-approval letter.
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Tools & Calculators
We have put together some helpful information including several calculators to help you make sense of the numbers. We also suggest you use the banner above to see how low our rates and closing costs are!
Are you looking to get a reverse mortgage? Click here to find out what you qualify for and to dispel the reverse mortgage myths. Then fill out our application to see if you qualify and obtain a pre-approval letter.

Search the NMLS for homes!

Click here to search the LIVE MLS to find homes in Southern California


Education Center

Interested in learning more about real estate and mortgages.

Check Out Our Classes!
Click Here
Testimonials
"I wanted to let you know how impressed I was with the job everyone did at your company. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I chose your company. However, this time I received great service to go with the low rate."
Mary & Steve R.
"I just wanted to thank you for constantly following up with me. The last time I refinanced it seemed as if I always had to follow up with the mortgage company. Thanks for staying on top of everything and keeping things moving forward."
Don J.